Release

b840c95e-5c60-5bfe-9149-164f44e523be

The unglamorous part of keeping a ledger. Read it once; it says what it means. 1. Acceptance of Terms By accessing or using honlo.io (the “Service”), you agree to be bound by these Terms of Service (the “Terms”). If you do not agree to the Terms, do not use the Service. 2. Eligibility You must be at least 13 years old (or the age of digital consent in your jurisdiction) to use the Service. If you use the Service on behalf of an organization, you represent that you have authority to bind that organization to these Terms. 3. Accounts and Security You are responsible for the activity that occurs under your account and for maintaining the security of your credentials. Notify us immediately of any unauthorized use or security breach. 4. Acceptable Use You agree not to misuse the Service, including without limitation: attempting to access the Service using automated means, interfering with or disrupting the integrity or performance of the Service, or using the Service in violation of any applicable laws or third‑party rights. 5. Subscriptions and Billing If portions of the Service are offered on a paid basis, you agree to pay all fees in accordance with the pricing and billing terms presented. Paid subscriptions renew automatically unless canceled. 6. Intellectual Property The Service and its original content, features, and functionality are and will remain the exclusive property of honlo.io and its licensors. These Terms do not grant you any rights to our trademarks or logos. 7. Feedback If you provide suggestions, ideas, or feedback, you grant us a non‑exclusive, perpetual, irrevocable, royalty‑free, worldwide license to use that feedback without restriction or compensation to you. 8. Disclaimers The Service is provided “as is” and “as available” without warranties of any kind, whether express or implied, including implied warranties of merchantability, fitness for a particular purpose, and non‑infringement. We do not warrant that the Service will be uninterrupted, secure, or error‑free. 9. Limitation of Liability To the maximum extent permitted by law, in no event will honlo.io be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses. 10. Indemnification You agree to indemnify and hold honlo.io and its affiliates harmless from any claims, losses, liabilities, damages, and expenses (including reasonable attorneys’ fees) arising from your use of the Service or violation of these Terms. 11. Termination We may suspend or terminate your access to the Service at any time, with or without cause or notice. Upon termination, your right to use the Service will cease immediately. 12. Governing Law These Terms are governed by the laws of the State of New York, without regard to its conflict of law principles, unless otherwise required by applicable law. 13. Changes to These Terms We may update these Terms from time to time. We will post the updated Terms on this page and update the “Last updated” date above. Your continued use of the Service constitutes acceptance of the updated Terms. 14. Contact Questions about these Terms? Write to us at hi@honlo.io.

fc45cb41-0664-4b6a-ac55-134f6397f0e9